*Prices and you can Annual percentage rate quoted significantly more than for Manager-Occupied; 680 credit history; $150,000 foot loan; $ loan amount; 96.5% ltv Minimum credit history standards implement. Delight consult a CUFS Signed up Home loan Advisor for truth. Max loan amount: $472,030. (Is generally down for certain areas) Purchases: step three.5% advance payment; Refinances: %ltv Speed/Term; 80%ltv Dollars-aside

*Cost & Annual percentage rate cited more than having Manager-Occupied instructions; 680 credit rating; $150,000 legs financing; $153,225 amount borrowed; 100% ltv Restrict financing constraints incorporate – varies each Seasoned Sales: 0% down-payment; Refinances: 100%ltv Speed/Term; 90%ltv Dollars-aside

*Costs & Annual percentage rate quoted over for Proprietor-Filled orders; 680 credit score; $150,000 ft loan; $151,515 loan amount; 100% ltv Min 620 credit score. Purchases: 0% down-payment; Geographic and you can income limits pertain. See right here to have qualification.

*Pricing and Annual percentage rate cited a lot more than for Manager-Occupied; 760+ credit ratings; $step one,000,000 loan; 75% ltv. Loan-to-Worthy of over 75% possess a different rates & Annual percentage rate. *Interest rates may vary based borrowing really worth loan-to-really worth, occupancy, mortgage kind of, and you can loan title. Displayed is the latest reduced available rates. Cost and you will APRs released is susceptible to transform without warning. When you have inquiries or do not see the particular financial program and you may/or circumstances that you will be shopping for, excite get in touch with financing Manager to own a personalized quote of the getting in touch with (800) 503-6855.

2476 Lawernceville Hwy., Collection 101 | Decatur, GA 30033 | [email protected] | Phone: (800) 503-6855 | Fax: (678) 658-4467

Michelle Wright

Michelle Wright serves as Repair Manager to have Borrowing from the bank Relationship Financial Services, LLC (CUFS) from inside the Covington, Georgia. She began their particular profession with CUFS due to the fact a mortgage Servicer within the 1998. While the their particular job state-of-the-art, Michelle transitioned so you’re able to a Michelle are promoted so you can her newest role. She’s responsible for losses minimization, home loan company compliance in accordance with A property Settlement Strategies Operate (RESPA) and you can Consumer Economic Cover Bureau (CFPB), month end and one-fourth prevent revealing, including general home loan repair.

Michelle resides in Stockbridge. She finished with an effective Bachelor’s Studies in the Mindset in the University away from Maryland, Eastern Shore inside 1991.

Jim Dymek

Jim Dymek started in the loan team as an authorized Home loan Advisor from inside the doing work for a home loan Banker. Jim’s past occupation are selling technology to Fortune five-hundred businesses for up to fourteen age regarding the Southeast.

Leverage their financial experience, Jim gone back to technology career regarding 2011 so you can 2014 offering financial tech choices to have Calyx Application and you may Financing QB on the Southeast You.

Jim have continuously been in the major 10% of development from the various mortgage companies because of the primarily focusing on educating the consumer and delivering thorough follow up.

Jim is excited about teaching an individual towards the rules that have a focus with the outlining essential borrowing from the bank is within the home loan acceptance process. Jim prides themselves for the providing the user numerous options instead of just one mortgage alternative. Jim comes with a powerful comprehension of conformity additionally the latest laws and regulations governing a.

A resident regarding Dunwoody, Jim transferred to new Region Atlanta town from inside the 1974. The guy went to payday loan Moosup Dunwoody Twelfth grade and is an excellent 1985 scholar regarding Georgia Technology that have an effective Bachelor’s Studies from inside the Commercial Government.

David Gowen

David is actually home financing Signed up Home loan Mentor on Borrowing from the bank Commitment Monetary Attributes in Covington, Georgia. He facilitate offer home loan solutions to members of Borrowing from the bank Unions in Georgia. After beginning in the borrowed funds community into the 1986, David spent the first 21 many years of his career in the user fund industry in accordance with general or correspondent lenders because the either one producer otherwise conversion movie director. Given that 2007, he’s worked for multiple banking institutions or mortgage brokers speaing frankly about users either as just one producer otherwise department manager.