You’ll be able to fill out a copy of your newest ITR that possess a great BIR stamp. I think because of it one, you will need to visit your RDO to locate stamped.

Whenever you are a good freelancer otherwise an entrepreneur, you might fill in a copy of one’s audited ITR and you can BIR stamp. I didn’t test this one to as I wasn’t the person who removed the loan and i did not sign up to end up being co-debtor, however, I do believe this should imply getting your own current ITR, and only to be on the fresh safer side, your accounting guides, towards RDO.

Whenever you are working, it’s also possible to choose submit their authoritative 30 days shell out slip old at least three months just before big date away from software. Jay decided to submit about three to help you close the offer, haha! The guy in addition to filed their COE along with all of them.

This will be for the first rung on the ladder. Pag-IBIG have a tendency to determine your distribution to check on your own qualifications to utilize to possess a home financing.

After you have registered these types of records on the web, you will receive a message compelling one to pay money for the new processing commission. I paid Php 1,000. Make sure that you print out a copy of your confirmation of your own fee. You will need to offer so it so you’re able to Pag-IBIG , plus the most other requirements, after you’ve already been anticipate to see its place of work thanks to current email address otherwise a visit.

Here are the data that you ought to give Pag-IBIG once you’ve been asked to submit your documents in person:

step one. All of the amazing duplicates of your own records you submitted about first techniques, with the exception of the latest selfie. You ought to also have the ID photocopied.

dos. A duplicate of your Unique Stamina away from Attorney on the broker. (When your owner is not about Philippines)

The cost of notarization depends upon https://paydayloanflorida.net/lake-park/ this new concurred price point of the property specified on your own deal to offer.

They will together with inquire when planning on taking their photographs along with your good ID again. This time around, it could be their staff that will take the take to.

Appraisal phase

Once the desk officer looks more your write-ups and you may sees zero inaccuracies, you happen to be questioned to cover assessment commission. I reduced Php dos,000.

We were told to wait to own a call from one of their staff about your agenda of the house assessment. What are the results throughout house assessment is that they will be sending agents in order to see the house to see if it fits their fundamental and you will conditions.

It entitled 3 days in advance of it went along to. The newest appraisers was from the set of the 8AM. They went during the, appeared the newest specifications and you may don’t extremely correspond with us this much. They simply went to see for each space in the home.

Then which had been it. We were advised to go to due to their email whether our very own mortgage might have been accepted or not recognized; but not, it already cautioned you that the house we were seeking purchase is lacking 1 meter wide on their requirements.

Loan Declined

We gotten an email of Pag-IBIG formally stating that the newest sized our house didn’t see its criteria, hence is one to. Which had been the end of our very own experience……for now.

I believed submitting a letter off reconsideration, although email demonstrably stated that we had to deal with the newest point and you will agree to deciding to make the necessary transform, hence i couldn’t. So we was required to undertake all of our destiny and you can move ahead.

Oh better, at least you will find attained an existence experience that people can be include in the near future and to instruct the students when it is its check out pick their house. We had been, naturally, troubled, however, we’re going to remain the expectations up to i finally discover place we are able to name family.